Credit Analyst
Position requires evaluation of overall creditworthiness of potential/existing domestic or international customers, including quantitative (financial statement/forecast analysis/modeling), and qualitative (management, market, etc.) customer attributes. The analyst will use this evaluation as the basis for generating default probability and credit ratings (S&P scale) conclusions. Similar analysis required on an ongoing basis for existing portfolio customers, including maintaining up-to-date credit ratings and financial condition views. Will be required to build and maintain a robust financial model for certain high-profile customers. Must have ability to create concise written reports including financial analysis and rating conclusions, key customer/transaction risks, and recommendations under tight time deadlines. Also must be able to develop independent conclusions despite sales pressures. Ability to travel both internationally and domestically is required although travel is infrequent.
Competencies
General• Adaptability
Fully understands changes in own and fellow senior employees' work and situations; is frequently called upon to explain the logic or basis for change to other employees; is generally seen as an expert on information about changes affecting own and fellow senior employees' jobs; occasionally mentors fellow employees around the change. Treats changes and new situations as opportunities for learning or growth; focuses on the beneficial aspects of change; speaks positively about the change to fellow senior employees and external customers. Quickly modifies behavior to deal effectively with changes in the work environment; readily tries new approaches appropriate for new or changed situations; does not persist with ineffective behaviors.
• Communication
Consistently clarifies purpose and importance; stresses major points; follows a logical sequence. Consistently keeps the audience thoroughly engaged through use of techniques such as analogies, illustrations, humor, an appealing style, body language, and voice inflection. Consistently frames even complex messages in line with audience experience, background, and expectations; uses terms, examples, and analogies that are meaningful to the audience. Consistently seeks input from audience; checks understanding; presents message in different ways to enhance understanding. Uses syntax, pace, volume, diction, and mechanics appropriate to the media being used; attends to both direct and indirect messages from others; correctly interprets messages and responds appropriately. Advises fellow project leads and other internal employees in effective communication techniques.
• Decision Making
Consistently recognizes a wide range of complex, specialized issues, problems, or opportunities in own work group, across the organization and with external customers; determines whether action is needed. Steadily identifies the need for and collects information to better understand issues, problems, and opportunities. Regularly integrates complex information from a wide variety of sources; detects complex trends, associations, and cause-effect relationships. Consistently creates relevant options for addressing problems/opportunities and achieving desired outcomes. Formulates clear decision criteria; evaluates options by considering implications and consequences; chooses an effective option. Consistently implements decisions or initiates action within a reasonable time. Regularly includes fellow project leads, employees across the organization, and external customers in the decision-making process as warranted to obtain good information, make the most appropriate decisions, and ensure buy-in and understanding of the resulting decisions.
• Managing Work
Consistently identifies highly critical and less critical activities and tasks amidst a large number of competing demands; adjusts priorities when appropriate. Consistently ensures that required equipment and/or materials are in appropriate locations so that own and others' work can be done effectively. Effectively allocates own time to complete work; coordinates own and others' schedules to avoid conflicts. Consistently takes advantage of available resources (individuals, processes, departments, and tools) to complete work efficiently. Uses time effectively and prevents irrelevant issues or distractions from interfering with work completion.
Technical• Analytical Skills
Skill and ability to: collect, organize, synthesize, and analyze data; summarize findings; develop conclusions and recommendations from appropriate data sources with clients, customers and/or suppliers.
• General Financial Knowledge
Extensive and specialized knowledge of financial concepts, such as, time value of money, present value, future value, internal rate of return, annuity, and amortization table development.
Basic Qualifications For ConsiderationDo you have experience analyzing financial statements?
Do you have Excel modeling experience?
Do you have experience utilizing basic accounting concepts?
Typical Education/Experience
Bachelor's degree and typically 10 or more years' related work experience, a Master's degree and typically 8 or more years' related work experience or an equivalent combination of education and experience.
Other Job related information
Ideal candidate attributes also include: Leasing and/or equipment finance experience and aviation industry experience preferred but not required. Strong interpersonal skills as job will require significant interaction with internal senior management and customer interface at high levels (e.g., CEO, CFO). Strong analytical and presentation skills, experience in credit and financial analysis, knowledge of basic accounting concepts, and experience/knowledge of excel based financial modeling and/or other industry standard financial modeling (e.g., Moodys/KMV).
- Business Unit Boeing Capital Corp.
- Division Boeing Capital Corp
- Program
- Job Type Non-Management
- Experience Level Career/Experienced
- US Person Status Required? No
Closing Date: 02/08/2012